Apply for an old-age pension · einfach.wien
Skip to content
einfach.wien
TopicsSee all 154 plans
  • Arriving & residence
  • Housing
  • Family & children
  • Work & your own business
  • Money & pension
  • Health & care
  • IDs & documents
  • Getting around & daily life
  • School, study & German
ToolsNo sign-up, free of charge
  • Understand a letterTake a photo or paste the text. You learn who is writing, what they want and by when.
  • Fill in a formExplained field by field, for example the registration form or the housing allowance application.
  • What am I entitled to?A few questions, then you see which support may apply to you.
  • Find an officeWho is responsible for what? With address, opening hours and map.
  • Remember deadlinesAdd a date and get a reminder by e-mail or in your calendar.
  • Words explained simplyOfficial German like “Bescheid” or “Frist” in everyday words.
New in ViennaHelp
Understand a letter
EnglishEN
  • Deutsch
  • English
  • TürkçeTürkisch
  • SrpskiSerbisch
  • العربيةArabisch
  • فارسیPersisch
  • RomânăRumänisch
  • БългарскиBulgarisch
  • EspañolSpanisch
  • ItalianoItalienisch
  • FrançaisFranzösisch
  • हिन्दीHindi
  • KiswahiliSwahili
  • PolskiPolnisch
  • УкраїнськаUkrainisch
My journey
TopicsSee all 154 plans
  • Arriving & residence
  • Housing
  • Family & children
  • Work & your own business
  • Money & pension
  • Health & care
  • IDs & documents
  • Getting around & daily life
  • School, study & German
ToolsNo sign-up, free of charge
  • Understand a letterTake a photo or paste the text. You learn who is writing, what they want and by when.
  • Fill in a formExplained field by field, for example the registration form or the housing allowance application.
  • What am I entitled to?A few questions, then you see which support may apply to you.
  • Find an officeWho is responsible for what? With address, opening hours and map.
  • Remember deadlinesAdd a date and get a reminder by e-mail or in your calendar.
  • Words explained simplyOfficial German like “Bescheid” or “Frist” in everyday words.
New in Vienna: your first 30 daysHelpMy journeyAccount (optional)
  1. Home
  2. Plans
  3. Work & your own business
  4. Apply for an old-age pension
Work & careers

Apply for an old-age pension

Official name: Prepare ordinary retirement pension with the pension insurance

Here you prepare your application for a retirement pension (Alterspension). A pension is money you get regularly in old age. You sort out your reference date, your insurance periods and your route to the pension insurance.

Check what applies to me

No account · Answers stay in your browser

Steps
7 key steps, up to 22 depending on your situation
For you
5 short questions, then you see your steps
Main office
Pensionsversicherung
Costs
none named in the sources
Online
possible for 9 of 22 steps
What applies to you?How it worksFrequently asked questionsSourcesSimilar plans

How it works

These are the key steps, in the right order. Answer the short questions; then you see exactly what applies to you and what is added.

  1. 1Get ready for your AlterspensionThis is about the normal, full retirement pension. It pays out pensions.Key step
    Why?
    An application is not yet an approval. Your pension age and the amount of your pension are not calculated here.
    What you do
    You only follow this route if the pension insurance is really responsible for you. You sort out everything important directly with the pension insurance.
    Where?
    PensionsversicherungDirectly with the named service
    In detail

    Pension preparation is not eligibility decision

    This route covers ordinary full retirement pension with actual confirmed pension insurance responsibility. Personal pension age, transitional rules, periods and amount are not calculated from age or traits. Application is not approval.

    SourceReguläre Alterspension: Voraussetzungen, tatsächlicher Antrag und Weiterarbeit
    Reguläre Alterspension: Voraussetzungen, tatsächlicher Antrag und Weiterarbeit

    Pensionsversicherung · retrieved on 10/10/2026

    Open original source
  2. 2Find the pension insurance that handles youIn Austria there are several pension insurance offices. Besides the Pensionsversicherungsanstalt there are, for example, the SVS and the BVAEB.Key step
    Why?
    Only the right office can handle your application. Where you live or work does not decide this automatically.
    What you do
    Ask directly who is responsible for you. Only when the pension insurance confirms it does this route continue.
    Where?
    Actual responsible providerDirectly with the named service
    In detail

    Confirm actual responsible pension provider

    Do not automatically infer pension insurance from residence or occupation. Clarify SVS, BVAEB or other responsibility directly; this actual pension insurance route starts only after confirmation.

    SourcePensionsantrag: Zeitpunkt, Unterlagen und eigene Einreichwege
    Pensionsantrag: Zeitpunkt, Unterlagen und eigene Einreichwege

    Pensionsversicherung · retrieved on 10/10/2026

    Open original source
  3. 3Check your key date and application deadlineThe reference date (Stichtag) is an important day for your pension. The application deadline says by when you must apply.Key step
    Why?
    The pension insurance recommends: ideally three months before the reference date. At the earliest six months before. At the latest on the reference date itself.
    What you do
    Clarify your own reference date directly with the pension insurance. This app does not watch deadlines for you.
    Where?
    PensionsversicherungDirectly with the named service
    In detail

    Confirm personal reference date and actual deadline

    The pension insurance recommends own-pension application ideally three months before reference date, earliest six months before and no later than reference date. Directly establish personal date and timing; app safeguards no deadline.

    SourcePensionsantrag: Zeitpunkt, Unterlagen und eigene Einreichwege
    Pensionsantrag: Zeitpunkt, Unterlagen und eigene Einreichwege

    Pensionsversicherung · retrieved on 10/10/2026

    Open original source
  4. 4Write down your insured periodsInsurance periods are the times when you were insured. For example, because you worked. Gaps are times that are missing.Key step
    Why?
    These periods count for your pension. If you sort them, you quickly see what is missing.
    What you do
    Take your insurance record and write down the gaps. If work records are missing, talk to the pension insurance. The pension insurance then looks into it itself.
    Where?
    PensionsversicherungDirectly with the named service

    What you need

    • Available insurance history and own gap summary
      Document explained

      Use existing records privately; directly review actual official need.

      Requirement
      Optional / if available
      Submission format
      Copy
      Translation
      No specific rule recorded; clarify foreign-language records with the service.
      Authentication
      No specific rule recorded; clarify need before obtaining records.
      Recency
      No fixed age limit recorded; clarify currency with the service.
      SourceAktuell verlinktes PAL001: relevante Alterspensions-Antragabschnitte und Information
      Aktuell verlinktes PAL001: relevante Alterspensions-Antragabschnitte und Information

      Pensionsversicherung · retrieved on 10/10/2026

      Open original source
    In detail

    Privately organise own insurance periods and gaps

    Use existing determination and actual history; do not list established periods twice. Discuss missing employment evidence with the pension insurance. Responsible pension provider conducts investigations; do not independently launch unchecked enquiries at ÖGK or central association.

    SourceAktuell verlinktes PAL001: relevante Alterspensions-Antragabschnitte und Information
    Aktuell verlinktes PAL001: relevante Alterspensions-Antragabschnitte und Information

    Pensionsversicherung · retrieved on 10/10/2026

    Open original source
  5. 5Fill in the application formForm PAL001 is the application. It has parts for several kinds of pension. You only need the parts for the retirement pension.Key step
    Why?
    A complete form helps your application to be handled well. An informal letter can also count as an application.
    What you do
    Fill in the form yourself, not in the app. Clarify with the pension insurance which parts fit and where you sign.
    Where?
    PensionsversicherungDirectly with the named service

    What you need

    • Actually confirmed own retirement-pension application
      Document explained

      Check paper, PDF or online and actual signature directly; no universal original requirement.

      Requirement
      Required when applicable
      Submission format
      Clarify format with the service
      Translation
      No specific rule recorded; clarify foreign-language records with the service.
      Authentication
      No specific rule recorded; clarify need before obtaining records.
      Recency
      No fixed age limit recorded; clarify currency with the service.
      SourcePensionsantrag: Zeitpunkt, Unterlagen und eigene Einreichwege
      Pensionsantrag: Zeitpunkt, Unterlagen und eigene Einreichwege

      Pensionsversicherung · retrieved on 10/10/2026

      Open original source
    In detail

    Personally prepare relevant current form completely

    Currently linked PAL001 combines several pension types and attachments. Confirm only actual relevant retirement-pension sections and own filing route with the pension insurance. Complete personally outside app and clarify required signature. Informal letters may be application; app generates or sends no such declaration.

    SourceAktuell verlinktes PAL001: relevante Alterspensions-Antragabschnitte und Information
    Aktuell verlinktes PAL001: relevante Alterspensions-Antragabschnitte und Information

    Pensionsversicherung · retrieved on 10/10/2026

    Open original source
  6. 6Hand in the application with proofHere you decide how you hand in the application. And how you prove that you handed it in.Key step
    Why?
    A confirmation later shows that your application arrived. That matters if questions come up.
    What you do
    Send your complete documents by the confirmed way. Keep the confirmation safe. You check other big decisions separately.
    Where?
    PensionsversicherungDirectly with the named service
    In detail

    Determine own confirmed filing route and evidence

    Personally use actual complete records through directly confirmed route and retain actual confirmation privately. Purchase of periods, reference-date change or employer contact only own separately reviewed decision; app consents to nothing.

    SourcePensionsantrag: Zeitpunkt, Unterlagen und eigene Einreichwege
    Pensionsantrag: Zeitpunkt, Unterlagen und eigene Einreichwege

    Pensionsversicherung · retrieved on 10/10/2026

    Open original source
  7. 7Read the Bescheid carefullyThe Bescheid is the letter with the decision about your pension. It says, for example, from when you get it.Key step
    Why?
    A Bescheid is not yet money in your account. That is why you check both separately.
    What you do
    Read the whole Bescheid. See when the pension starts. Then check whether the money really arrives.
    Where?
    PensionsversicherungDirectly with the named service
    In detail

    Review decision and actual payment separately

    Personally review full decision, start and actual payment received. Filing confirmation is not approval; decision is not automatically money already paid.

    SourcePensionsantrag: Zeitpunkt, Unterlagen und eigene Einreichwege
    Pensionsantrag: Zeitpunkt, Unterlagen und eigene Einreichwege

    Pensionsversicherung · retrieved on 10/10/2026

    Open original source

Depending on your situation, this is added

  • Check how far along you are
  • Check that you want the regular pension
  • Sort out your time abroad
  • Check which papers you need
  • Find out which papers you need only sometimes
  • Check if someone may act for you
  • Choose how to hand in the application
  • Check your ID Austria login
  • Prepare your appointment and ID
  • Decide where the money should go
  • Check if you can keep working
  • Keep all checked facts ready
  • Wait without sending it twice
  • Send the requested papers in time
  • Get help with questions about the Bescheid
Use the questions to find out which of these apply to you
Tailored to you

What applies to you?

Answer a few short questions. The steps change right away: what does not apply to you drops out.

Question 1 of at most 5

How far along are you with your pension application?

What is meant? How far along are you? A Bescheid is a letter with the office's decision.

What is your actual pension matter stage?
  • No sign-up needed
  • Nothing is sent to authorities
  • You submit applications yourself

Frequently asked questions

Can I do this online?

9 of 22 possible steps mention an online channel in their text. Requirements are in the official source.

What does it cost?

No costs are recorded for these steps in the linked sources. Fees may still apply.

Do I need an einfach.wien account?

No. The plan works without registration; answers stay in your browser.

Does einfach.wien submit my application?

No. einfach.wien helps you prepare and links official channels. You submit applications yourself to the responsible service.

What this page is based on

The information is based on official sources. einfach.wien is a private project; the content has not been professionally reviewed. All information without guarantee, no legal advice. The responsible office is always authoritative.

SourceReguläre Alterspension: Voraussetzungen, tatsächlicher Antrag und Weiterarbeit
Reguläre Alterspension: Voraussetzungen, tatsächlicher Antrag und Weiterarbeit

Pensionsversicherung · retrieved on 10/10/2026

Open original source
SourcePensionsantrag: Zeitpunkt, Unterlagen und eigene Einreichwege
Pensionsantrag: Zeitpunkt, Unterlagen und eigene Einreichwege

Pensionsversicherung · retrieved on 10/10/2026

Open original source
SourceAktuell verlinktes PAL001: relevante Alterspensions-Antragabschnitte und Information
Aktuell verlinktes PAL001: relevante Alterspensions-Antragabschnitte und Information

Pensionsversicherung · retrieved on 10/10/2026

Open original source

Similar plans

Start a businessLost your jobMove a business locationStart an apprenticeshipPause or restart your businessClose your business
einfach.wien

Vienna’s offices, simply explained.

Private, independent, not an authority.

Your next stepAll topicsUnderstand a letterFill in a formWhat am I entitled to?Find an officeNew in ViennaAll plans
Good to knowHow it worksSources & transparencyHelp & FAQAbout einfach.wienContact
© 2026 einfach.wien
Legal noticePrivacyAccessibilityTerms of useDeutsch

Private, independent information website. Not affiliated with the City of Vienna. All information without guarantee. Only the responsible offices give binding information and decisions.

HomeLetterTopicsMy journey