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  • Arriving & residence
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ToolsNo sign-up, free of charge
  • Understand a letterTake a photo or paste the text. You learn who is writing, what they want and by when.
  • Fill in a formExplained field by field, for example the registration form or the housing allowance application.
  • What am I entitled to?A few questions, then you see which support may apply to you.
  • Find an officeWho is responsible for what? With address, opening hours and map.
  • Remember deadlinesAdd a date and get a reminder by e-mail or in your calendar.
  • Words explained simplyOfficial German like “Bescheid” or “Frist” in everyday words.
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Retirement & bereavement

Retire and get a pension

Official name: Prepare for a pension

A pension is money you get every month in old age or in special cases. Here you find out which pension fits you. After that it is about the application and the decision.

Check what applies to me

No account · Answers stay in your browser

Steps
5 key steps, up to 22 depending on your situation
For you
5 short questions, then you see your steps
Main office
Pensionsversicherungsanstalt
Costs
Application free
Online
possible for 2 of 22 steps
What applies to you?How it worksFrequently asked questionsSourcesSimilar plans

How it works

These are the key steps, in the right order. Answer the short questions; then you see exactly what applies to you and what is added.

  1. 1Prepare for the old-age pensionThe Alterspension is the normal pension in old age. You get it when you are old enough and were insured long enough.Key step
    Why?
    You need 180 months of insurance. At least 84 of them must be from work. Men retire at 65. For women it depends on the year of birth.
    What you do
    With this pension there are no deductions. You may earn extra money without limit. You find the details in the separate guide.
    Where?
    PensionsversicherungsanstaltDirectly with the named service
    Related plansApply for an old-age pension
    In detail

    Prepare the old-age pension with the detailed plan

    Requirement: 180 insurance months, at least 84 of them from employment, and the statutory age: men 65, women depending on year of birth, rising to 65 by 2033. No deductions, unlimited additional earnings. Organise reference date, records and application route in the detailed plan.

    SourceVorzeitige Alterspensionen im Überblick
    Vorzeitige Alterspensionen im Überblick

    Pensionsversicherungsanstalt · retrieved on 11/10/2026

    As of, according to the source: 01.09.2026

    Open original source
  2. 2Look at your insurance recordThe insurance history shows when you were insured. You see it in your Pensionskonto, your pension account.Key step
    Why?
    This way you see early if any times are missing. Not only when the decision comes.
    What you do
    Look at the statement before you apply.
    Where?
    PensionsversicherungsanstaltDirectly with the named service
    Related plansGet your insurance record statement
    In detail

    Review your insurance history

    Review your insurance data statement or pension account before applying. Spot missing periods early rather than at the decision.

    SourcePensionsarten im Überblick
    Pensionsarten im Überblick

    Pensionsversicherungsanstalt · retrieved on 11/10/2026

    As of, according to the source: 05.10.2026

    Open original source
  3. 3Apply for your pensionNow you apply for your pension. You only get the pension if you apply for it.Key step
    Why?
    Without an application there is no money. The application is free.
    What you do
    You can apply online with ID Austria, by post or in person with an appointment. State the pension type and the start date you want. The pension insurance recommends about three months before.
    Where?
    PensionsversicherungsanstaltDirectly with the named service
    When?
    The pension insurance recommendation: apply about three months before the intended reference date; einfach.wien calculates no reference date.
    Costs
    Application free
    In detail

    Submit the pension application

    Apply online (with ID Austria), as PDF by post or in person with appointment and photo ID. State pension type and intended reference date. The pension is only granted on application; einfach.wien submits nothing.

    SourcePensionsarten im Überblick
    Pensionsarten im Überblick

    Pensionsversicherungsanstalt · retrieved on 11/10/2026

    As of, according to the source: 05.10.2026

    Open original source
  4. 4Wait for the decisionYour application is in progress. Now you wait for the decision.Key step
    Why?
    The Pensionsversicherung checks your application. It may still need something from you.
    What you do
    Do not apply a second time. Answer the office's questions in time. Is it for health reasons? Then go to the announced examination.
    Where?
    PensionsversicherungsanstaltDirectly with the named service
    In detail

    Wait for the existing application

    The application is pending; do not submit a second one. Answer requests from the pension insurance in time. For a pension for health reasons attend the announced assessment; there is a duty to cooperate with rehabilitation.

    SourceInvaliditäts- und Berufsunfähigkeitspension
    Invaliditäts- und Berufsunfähigkeitspension

    Pensionsversicherungsanstalt · retrieved on 11/10/2026

    As of, according to the source: 23.06.2026

    Open original source
  5. 5Check the decision carefullyThe Bescheid is the letter with the decision about your pension.Key step
    Why?
    It says which pension you get, from when and how much.
    What you do
    Read everything carefully. With an early pension, watch the limit for extra earnings. With a Teilpension you must apply for the full pension yourself later.
    Where?
    PensionsversicherungsanstaltDirectly with the named service
    In detail

    Privately review the decision

    Check pension type, reference date, amount and any time limit. With an early pension observe the additional-earnings limit; with a partial pension apply for the full pension yourself later.

    SourcePensionsarten im Überblick
    Pensionsarten im Überblick

    Pensionsversicherungsanstalt · retrieved on 11/10/2026

    As of, according to the source: 05.10.2026

    Open original source

Depending on your situation, this is added

  • See how far you are
  • Check that it is your own pension
  • Find the right kind of pension
  • Find who pays your pension
  • Have early retirement checked
  • Talk to your employer about partial pension
  • First agree your hours in writing
  • Prepare a pension for health reasons
  • Apply for survivor's pension in time
  • Apply now
  • Ask the pension insurance about orphan's pension
  • Note the rule for unmarried couples
  • Clarify your relation to the deceased
  • Add missing insurance periods
  • List your time abroad
  • Check the refusal and the deadline
  • Read your decision letter
Use the questions to find out which of these apply to you
Tailored to you

What applies to you?

Answer a few short questions. The steps change right away: what does not apply to you drops out.

Question 1 of at most 5

How far along are you with your pension?

What is meant? How far are you already? A Bescheid is the letter with the decision about your pension.

How far has your pension matter progressed?
  • No sign-up needed
  • Nothing is sent to authorities
  • You submit applications yourself

Frequently asked questions

Can I do this online?

2 of 22 possible steps mention an online channel in their text. Requirements are in the official source.

What does it cost?

Costs or fees are stated for 1 step according to the source; details are listed with the step.

Do I need an einfach.wien account?

No. The plan works without registration; answers stay in your browser.

Does einfach.wien submit my application?

No. einfach.wien helps you prepare and links official channels. You submit applications yourself to the responsible service.

What this page is based on

The information is based on official sources. einfach.wien is a private project; the content has not been professionally reviewed. All information without guarantee, no legal advice. The responsible office is always authoritative.

SourcePensionsarten im Überblick
Pensionsarten im Überblick

Pensionsversicherungsanstalt · retrieved on 11/10/2026

As of, according to the source: 05.10.2026

Open original source
SourceVorzeitige Alterspensionen im Überblick
Vorzeitige Alterspensionen im Überblick

Pensionsversicherungsanstalt · retrieved on 11/10/2026

As of, according to the source: 01.09.2026

Open original source
SourceTeilpension
Teilpension

Pensionsversicherungsanstalt · retrieved on 11/10/2026

As of, according to the source: 20.03.2026

Open original source
SourceInvaliditäts- und Berufsunfähigkeitspension
Invaliditäts- und Berufsunfähigkeitspension

Pensionsversicherungsanstalt · retrieved on 11/10/2026

As of, according to the source: 23.06.2026

Open original source
SourceWitwen- und Witwerpension
Witwen- und Witwerpension

Pensionsversicherungsanstalt · retrieved on 11/10/2026

As of, according to the source: 15.09.2026

Open original source

Similar plans

Apply for an old-age pensionAfter a deathGet your insurance record statementAdd missing pension periodsAdvice on care and supportRequest a replacement death certificate
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