Caring for family: stay insured · einfach.wien
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  4. Caring for family: stay insured
Health & care

Caring for family: stay insured

Official name: Family care: secure your own insurance

Do you care for a family member at home? Then you may be able to insure yourself. This is about two things: health insurance with the ÖGK and pension insurance with the Pensionsversicherungsanstalt. You sort out each one separately.

Check what applies to me

No account · Answers stay in your browser

Steps
6 key steps, up to 20 depending on your situation
For you
5 short questions, then you see your steps
Main office
ÖGK
Costs
none named in the sources
Online
possible for 4 of 20 steps
What applies to you?How it worksFrequently asked questionsSourcesSimilar plans

How it works

These are the key steps, in the right order. Answer the short questions; then you see exactly what applies to you and what is added.

  1. 1Check health and pension insurance separatelyThere are two kinds of insurance. Health insurance pays for doctors and hospitals. Pension insurance counts toward your later pension, your money in old age.Key step
    Why?
    An application with the pension insurance does not give you health insurance. So you must sort out each one on its own.
    What you do
    You sort this out directly with the ÖGK and the pension insurance. Do not enter illnesses, income or family data here.
    Where?
    ÖGK / PensionsversicherungDirectly with the named service
    In detail

    Review health and pension insurance separately

    A pension insurance procedure confirms no health insurance. Clarify own cover and care route separately; enter no diagnoses, income or relatives’ data here.

    SourceFreiwillige Pensionsversicherung für pflegende Angehörige
    Freiwillige Pensionsversicherung für pflegende Angehörige

    Pensionsversicherung · retrieved on 10/10/2026

    Open original source
  2. 2Ask the pension insurance if you can be insuredThe Pensionsversicherung checks if you can get pension insurance through your care work.Key step
    Why?
    There are conditions, for example care level 3 or higher and living in Austria. Some things rule it out, such as your own pension.
    What you do
    The pension insurance confirms the conditions and exclusions. Partial Pflegekarenzgeld can also rule it out. Ask the pension insurance directly.
    Where?
    PensionsversicherungDirectly with the named service
    In detail

    Confirm pension insurance care route and exclusions

    Review care level from 3, home care, Austrian residence and substantial workload. Own pension, partial care-leave benefit or another care self-insurance case may exclude.

    SourceFreiwillige Pensionsversicherung für pflegende Angehörige
    Freiwillige Pensionsversicherung für pflegende Angehörige

    Pensionsversicherung · retrieved on 10/10/2026

    Open original source
  3. 3Agree the start with the pension insuranceThis is about when your pension insurance starts. Retroactive means it can also count for time before.Key step
    Why?
    The pension insurance says it can go back at most 1 year. The start depends on when care or the application began.
    What you do
    Ask the pension insurance to confirm the exact time period. How high your pension will be is not calculated here.
    Where?
    PensionsversicherungDirectly with the named service
    In detail

    Agree pension insurance start and retrospective period

    The pension insurance lists at most 1 year retrospective self-insurance and start depending on care/application. Confirm the actual period; calculate no pension amount.

    SourceFreiwillige Pensionsversicherung für pflegende Angehörige
    Freiwillige Pensionsversicherung für pflegende Angehörige

    Pensionsversicherung · retrieved on 10/10/2026

    Open original source
  4. 4Collect the papers for the pension insuranceThese are papers for the pension insurance. BAV002 is the name of the form for close relatives.Key step
    Why?
    The pension insurance needs proof, for example a birth certificate and proof of Pflegegeld. It may already have some documents.
    What you do
    Depending on your case you need more: marriage certificate, registration proofs, a 24-hour care agreement or subsidy proof. Ask the pension insurance what fits.
    Where?
    PensionsversicherungDirectly with the named service

    What you need

    • Current BAV002
      Document explained

      Complete and sign the close-relative section.

      Requirement
      Required when applicable
      Submission format
      Original
      Translation
      No specific rule recorded; clarify foreign-language records with the service.
      Authentication
      No specific rule recorded; clarify need before obtaining records.
      Recency
      No fixed age limit recorded; clarify currency with the service.
      SourceBAV002: Selbstversicherung bei Pflege
      BAV002: Selbstversicherung bei Pflege

      Pensionsversicherung · retrieved on 10/10/2026

      Open original source
    • Birth certificate of person receiving care
      Document explained

      Keep existing certificate.

      Requirement
      Required when applicable
      Submission format
      Copy
      Translation
      No specific rule recorded; clarify foreign-language records with the service.
      Authentication
      No specific rule recorded; clarify need before obtaining records.
      Recency
      No fixed age limit recorded; clarify currency with the service.
      SourceBAV002: Selbstversicherung bei Pflege
      BAV002: Selbstversicherung bei Pflege

      Pensionsversicherung · retrieved on 10/10/2026

      Open original source
    • Care-allowance evidence
      Document explained

      Existing evidence for the confirmed period.

      Requirement
      Required when applicable
      Submission format
      Copy
      Translation
      No specific rule recorded; clarify foreign-language records with the service.
      Authentication
      No specific rule recorded; clarify need before obtaining records.
      Recency
      No fixed age limit recorded; clarify currency with the service.
      SourceBAV002: Selbstversicherung bei Pflege
      BAV002: Selbstversicherung bei Pflege

      Pensionsversicherung · retrieved on 10/10/2026

      Open original source
    • Relevant marriage/partnership record
      Document explained · Depends on your case

      Only if confirmed for this case.

      Requirement
      Required when applicable
      Submission format
      Copy
      Translation
      No specific rule recorded; clarify foreign-language records with the service.
      Authentication
      No specific rule recorded; clarify need before obtaining records.
      Recency
      No fixed age limit recorded; clarify currency with the service.
      SourceBAV002: Selbstversicherung bei Pflege
      BAV002: Selbstversicherung bei Pflege

      Pensionsversicherung · retrieved on 10/10/2026

      Open original source
    • Both residence confirmations for cohabiting partners
      Document explained · Depends on your case

      Agree form-related need with the pension insurance.

      Requirement
      Required when applicable
      Submission format
      Copy
      Translation
      No specific rule recorded; clarify foreign-language records with the service.
      Authentication
      No specific rule recorded; clarify need before obtaining records.
      Recency
      No fixed age limit recorded; clarify currency with the service.
      SourceBAV002: Selbstversicherung bei Pflege
      BAV002: Selbstversicherung bei Pflege

      Pensionsversicherung · retrieved on 10/10/2026

      Open original source
    • Existing 24-hour care agreement
      Document explained · Depends on your case

      Account for additional care appropriately in the form.

      Requirement
      Required when applicable
      Submission format
      Copy
      Translation
      No specific rule recorded; clarify foreign-language records with the service.
      Authentication
      No specific rule recorded; clarify need before obtaining records.
      Recency
      No fixed age limit recorded; clarify currency with the service.
      SourceBAV002: Selbstversicherung bei Pflege
      BAV002: Selbstversicherung bei Pflege

      Pensionsversicherung · retrieved on 10/10/2026

      Open original source
    • Evidence of a care subsidy
      Document explained · Depends on your case

      Only on confirmed receipt.

      Requirement
      Required when applicable
      Submission format
      Copy
      Translation
      No specific rule recorded; clarify foreign-language records with the service.
      Authentication
      No specific rule recorded; clarify need before obtaining records.
      Recency
      No fixed age limit recorded; clarify currency with the service.
      SourceBAV002: Selbstversicherung bei Pflege
      BAV002: Selbstversicherung bei Pflege

      Pensionsversicherung · retrieved on 10/10/2026

      Open original source
    In detail

    Prepare relevant pension insurance records

    Use BAV002 for close relatives; agree applicable attachments and already recorded certificates.

    SourceBAV002: Selbstversicherung bei Pflege
    BAV002: Selbstversicherung bei Pflege

    Pensionsversicherung · retrieved on 10/10/2026

    Open original source
  5. 5Prepare your pension insurance application onlineHere you make the application with the pension insurance yourself online. The app does not apply for you.Key step
    Why?
    Online is often quicker. You do not have to go anywhere.
    What you do
    Choose the right insurance route. Check your documents. Save the confirmation that your application arrived.
    Where?
    PensionsversicherungDirectly with the named service
    In detail

    Prepare confirmed application online yourself

    Choose the correct insurance route, review records and retain receipt. App submits no application.

    SourceFreiwillige Pensionsversicherung für pflegende Angehörige
    Freiwillige Pensionsversicherung für pflegende Angehörige

    Pensionsversicherung · retrieved on 10/10/2026

    Open original source
  6. 6Read the answer to your applicationYou have already applied. Now you wait for the reply and read it carefully.Key step
    Why?
    Applying alone does not mean you are insured. Only the reply tells you.
    What you do
    Check the reply: Which insurer? Which insurance? From when does it really start?
    Where?
    Responsible providerDirectly with the named service
    In detail

    Follow existing care-insurance application

    Check insurer, insurance type and actual start in the reply. No cover inferred merely from application.

    SourceFreiwillige Pensionsversicherung für pflegende Angehörige
    Freiwillige Pensionsversicherung für pflegende Angehörige

    Pensionsversicherung · retrieved on 10/10/2026

    Open original source

Depending on your situation, this is added

  • Check what has already happened
  • Get advice on special care cases
  • Ask which pension option fits you
  • Check if you already have health cover
  • Ask the ÖGK if you can be insured
  • Agree the start with the ÖGK
  • Collect the papers for the ÖGK
  • Check your access to Meine ÖGK
  • Check your online access to the pension insurance
  • Prepare your ÖGK application online
  • Fill in and sign the ÖGK form
  • Fill in and sign the pension insurance form
  • Send the requested documents
  • Discuss changes or ending the insurance
Use the questions to find out which of these apply to you
Tailored to you

What applies to you?

Answer a few short questions. The steps change right away: what does not apply to you drops out.

Question 1 of at most 5

How far along are you with this insurance?

What is meant? Where are you right now? Have you already applied, or are you starting fresh?

What is this insurance matter’s stage?
  • No sign-up needed
  • Nothing is sent to authorities
  • You submit applications yourself

Frequently asked questions

Can I do this online?

4 of 20 possible steps mention an online channel in their text. Requirements are in the official source.

What does it cost?

No costs are recorded for these steps in the linked sources. Fees may still apply.

Do I need an einfach.wien account?

No. The plan works without registration; answers stay in your browser.

Does einfach.wien submit my application?

No. einfach.wien helps you prepare and links official channels. You submit applications yourself to the responsible service.

What this page is based on

The information is based on official sources. einfach.wien is a private project; the content has not been professionally reviewed. All information without guarantee, no legal advice. The responsible office is always authoritative.

SourceFreiwillige Pensionsversicherung für pflegende Angehörige
Freiwillige Pensionsversicherung für pflegende Angehörige

Pensionsversicherung · retrieved on 10/10/2026

Open original source
SourceSelbstversicherung für pflegende Angehörige
Selbstversicherung für pflegende Angehörige

ÖGK · retrieved on 10/10/2026

Open original source
SourceSelbstversicherung Krankenversicherung bei Pflege naher Angehöriger: Formular
Selbstversicherung Krankenversicherung bei Pflege naher Angehöriger: Formular

ÖGK · retrieved on 10/10/2026

Open original source
SourceBAV002: Selbstversicherung bei Pflege
BAV002: Selbstversicherung bei Pflege

Pensionsversicherung · retrieved on 10/10/2026

Open original source

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